Benefits & Funding

Canada Pension Plan (CPP)

The Canada Pension Plan provides a monthly, taxable retirement income to people who contributed during their working years. It's a foundational piece of most seniors' care-funding plans.

A contributory pension — the amount reflects how much and how long you contributed.

You can start as early as 60 or defer for a larger monthly amount.

CPP also includes disability and survivor benefits in certain situations.

This is a plain-language overview to help you plan. For amounts and eligibility specific to your situation, confirm with the official government program.

More benefits & funding