Resources
Care is a financial decision as much as a personal one. Start here to understand the benefits and funding available to Canadian seniors, then dig into our guides and tools.
Benefits & Funding
- Canada Pension Plan (CPP)The Canada Pension Plan provides a monthly, taxable retirement income to people who contributed during their working years. It's a foundational piece of most seniors' care-funding plans.
- Old Age Security (OAS)Old Age Security is a monthly payment available to most Canadians 65 and older, based on residency rather than work history. It often forms a base layer of retirement income.
- Guaranteed Income Supplement (GIS)The Guaranteed Income Supplement is a monthly, non-taxable benefit for low-income seniors who receive Old Age Security — extra support for those who need it most.
- Provincial BenefitsEach province and territory offers its own programs for seniors — drug coverage, home and community care, subsidized long-term care, and tax credits. What's available depends on where you live.
- Home Accessibility Grants & CreditsFederal and provincial programs help offset the cost of making a home safer and more accessible — ramps, grab bars, walk-in tubs, and other modifications that support aging in place.