Free Tools for Families
Practical planning utilities to help you compare costs, prepare for conversations, and make confident senior care decisions — no account required.
Cost-of-Care Estimator
Compare the real monthly cost of aging at home versus professional care.
Staying at home
Professional care
Assisted living and retirement fees typically bundle housing, meals, housekeeping, activities, and a level of personal care.
Aging at home is about $67/month cheaper at this care level. As home care hours rise, professional care often becomes more cost-effective.
Estimates are for planning only and exclude one-time costs, subsidies, and tax credits. Speak with an advisor for a tailored plan.
More planning tools
Home Safety Audit
Walk through a room-by-room checklist and get a personalized safety report.
Coming soonCare Conversation Guide
Scripts and prompts to help you start a caring conversation with a loved one.
Coming soonPersonal Health Passport
Organize medications, conditions, and contacts in one printable document.
Coming soonBenefits Finder
Discover provincial and federal benefits and subsidies seniors may qualify for.
Coming soonPrefer to talk it through?
Our advisors offer free, confidential guidance for your family's situation.