Aware Financial
78Good909 17 Ave SW #432, Calgary, AB T2T 0A4, Canada
About
Aware Financial is a Calgary-based fee-only retirement income planning firm run by Hervin Pesa, CFP, RRC. They help Canadians over 50 design and fund their retirement without needing to transfer assets or meet minimum investment requirements.
Senior Care Path Summary
Aware Financial specializes in retirement income planning for Canadians who have reached the peak of their careers. Their flat-fee model means you pay a fixed monthly fee for unbiased, customized advice, not a sales pitch or pressure to buy products. They help seniors and their families answer key retirement questions: how much you can safely spend each year, when to claim CPP and OAS, tax-efficient withdrawals from RRSPs and RIFs, investment strategies during drawdown, and how to avoid running out of money.
Every retirement plan includes retirement income projections, investment planning, tax minimization strategies, risk management (life and health insurance coverage), and estate simplification. Hervin offers free initial consultations (in person in Calgary or by Zoom) and full-service plans that provide ongoing support. There are no hidden fees, no minimum assets required, and no pressure to move your investments.
Editorial summary by Senior Care Path based on verified listing data, last reviewed 2026-07-07.
Who This Provider Is Best For
- Canadians over 50 unsure about retirement readiness
- Retirees seeking sustainable income without running out of money
- Families wanting to maximize CPP, OAS, and tax efficiency
- Adults planning investments and withdrawals in retirement
- Seniors simplifying their estate for heirs
Conditions & Needs Supported
Fees & Payment
Photo Gallery
Photos via Google Maps
Google Reviews
View all on Google5.0
55 Google reviews
Most recent reviews
Matthew Watt
2 months ago · via Google
Hervin helped us greatly in bringing focus to our financial goals, and facilitating the conversations about where we wanted to be in the future. Thank you for your help Hervin!
Jacqueline Hersak
6 months ago · via Google
I’m so grateful I found Harvin Pesa. He took the time to really listen, ask the right questions, and provide guidance that feels both smart and realistic. His expertise, integrity, and calm presence made a huge difference for me. I would recommend him, without hesitation to anyone seeking clarity and confidence around their finances and retirement needs.
Yuk Sin Oriwol
8 months ago · via Google
I have been working with Hervin for a number of years now; starting off with a one-time financial planning and moved on to having him as my financial advisor. He is personal, caring, knowledgable, supportive, responsive without interferring with my ultimate decisions. He is reachable and I know I do not have to chase him down for a response. The operation set up is smooth, without hassels, I get the advice, the management of the assets and the accounting components all taken care of.
Summary of Google Reviews
Summarized by Senior Care Path from Aware Financial's Google rating and recent reviews. Confirm specifics with the provider.
Aware Financial holds an excellent 5.0-star rating across 55 Google reviews. Recent reviewers most often highlight caring, attentive staff and responsive, helpful communication.
Most common praise
- Caring, attentive staff
- Responsive, helpful communication
Services
Licenses & Registrations
- Certified Financial Planner (CFP)
- Registered Retirement Consultant (RRC)
Listed from the provider's website, confirm current registration with the relevant regulatory college before booking.
Verifying professional registration
There is no single national licence for financial advice in Canada, but the Certified Financial Planner (CFP) designation signals recognized training and standards. You can verify a CFP professional's certification through the national body.
Associations & Accreditations
Languages Supported
- English
Frequently Asked Questions
What services does Aware Financial offer?
Aware Financial is a financial planning provider in Calgary, Alberta. Listed services include Financial Planning. Confirm the specific treatment or support you need directly with the clinic before booking.
What languages does Aware Financial speak?
Staff at Aware Financial are noted as speaking English. If a specific language matters for you or your parent, confirm availability for the appointment time you need.
How do I book an appointment with Aware Financial?
You can call Aware Financial directly at (587) 316-2252, or send a request through this page and a Senior Care Path advisor can help you connect and compare financial planners in Calgary. It is free, with no pressure.
Is Aware Financial verified by Senior Care Path?
This listing shows a Senior Care Path Confidence Score based on public trust signals like the Google rating, review volume, website, and phone. Clinics can claim their listing to verify credentials and add details. Always confirm current registration with the relevant regulatory college before booking.
Location
909 17 Ave SW #432, Calgary, AB T2T 0A4, Canada
Also serves
- Calgary, Alberta