Professional Services

Insurance for Seniors

Insurance brokers help older adults and their families make sense of life, final-expense, critical-illness, and long-term-care coverage, matching realistic needs to a policy that fits the budget.

How much does insurance cost?

Broker advice is usually free to you (the insurer pays the broker); you pay the policy premium, which depends on age, health, and coverage

What moves the price: Age and health at application, the type and amount of coverage, and whether a medical exam is required. Figures are typical Canadian ranges for general guidance.

What to look for

  • An independent broker who compares multiple insurers, not a single-company agent
  • Experience with seniors, including final-expense and long-term-care coverage
  • Plain answers on what a policy does and does not cover, with no pressure

Find insurance brokers in your city

Pick your city to compare local insurance brokers, each with a Confidence Score, Google rating, and recent reviews.

Top-rated insurance brokers

4.8 average rating53,597 Google reviewsacross 130 insurance brokers

Jubilee Financials Limited

107 Angelonia Cres, Ottawa, ON K1T 0Y6, Canada

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Jubilee Financials Limited 4
60/ 100

Developing confidence

5.0(517 reviews)

I had a great experience with Sohil Rayani. I needed urgent travel insurance for my elderly parents, and he handled everything quickly and efficiently. He...

Highly rated (4.5+ on Google)Highly rated (4.5+ on Google)Well reviewed (517+ reviews)Well reviewed (517+ reviews)

Provides: Insurance

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IBR Insurance - Rattan Amol Singh - Life | Critical Illness | Visitor & Super Visa Insurance | RESP, RDSP, RRSP, TFSA 4
60/ 100

Developing confidence

5.0(430 reviews)

had a great experience working with rattan for my mother’s visitor visa insurance policy. They were extremely helpful and took the time to explain all the...

Highly rated (4.5+ on Google)Highly rated (4.5+ on Google)Well reviewed (430+ reviews)Well reviewed (430+ reviews)

Provides: Insurance

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Punjab Insurance

50 Sunny Meadow Blvd Unit 106, Brampton, ON L6R 0Y7, Canada

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Punjab Insurance 4
60/ 100

Developing confidence

5.0(320 reviews)

Punjab Insurance delivers outstanding service marked by professionalism, efficiency, and trust. I extend my heartfelt thanks to Lalita Ahuja and Avinash Ahuja...

Highly rated (4.5+ on Google)Highly rated (4.5+ on Google)Well reviewed (320+ reviews)Well reviewed (320+ reviews)

Provides: Insurance

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Funding & insurance

You do not usually pay a broker directly, so it costs nothing to compare options. Focus on a clear, specific need, and ask the broker to explain exclusions and waiting periods before you sign.

Frequently asked questions

How much do insurance brokers cost in Canada?
Broker advice is usually free to you (the insurer pays the broker); you pay the policy premium, which depends on age, health, and coverage Age and health at application, the type and amount of coverage, and whether a medical exam is required.
How do I choose insurance brokers?
Compare by Confidence Score, Google rating, and reviews, then confirm credentials and fit. An independent broker who compares multiple insurers, not a single-company agent.
Is insurance covered or funded?
You do not usually pay a broker directly, so it costs nothing to compare options. Focus on a clear, specific need, and ask the broker to explain exclusions and waiting periods before you sign.
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