Senior Care Path

Best Insurance in Kingston, ON

Kingston has 10 insurance brokers on Senior Care Path, averaging 4.7 stars across 974 Google reviews. Ranked by our SCP Confidence Score, our 100-point trust rating, the strongest right now are Michael Lee Desjardins Insurance Agent, Billyard Insurance Group - Kingston and All-Risks Insurance Brokers Limited.

Insurance brokers help older adults and their families make sense of life, final-expense, critical-illness, and long-term-care coverage, matching realistic needs to a policy that fits the budget.

Below you will find every provider ranked by Confidence Score, real reviews, what these services cost and how to fund them, what to look for, and local guidance, so you can compare with clarity and reach out when you are ready. Updated September 2026.

Answer a few questions to get personalized results

Who is this for?

Kingston Insurance Brokers | 974 Reviews

10 insurance brokers

Michael Lee Desjardins Insurance Agent

Kingston, ON

Call for Pricing

Michael Lee Desjardins Insurance Agent 4
70/ 100

Good confidence

5.0(239 reviews)

“I contacted Mike to compare coverage for a recent Ryker CAN AM purchase. He called back right away (after hours). He was away from office but put us in the...”

Highly rated (4.5+ on Google)Highly rated (4.5+ on Google)Well reviewed (239+ reviews)Well reviewed (239+ reviews)

Provides: Insurance

Insurance agency offers a full range of coverage tailored to individual needs, including auto, home, condo, business, and life insurance. The locally owned and operated agency... Read more

View Profile

Billyard Insurance Group - Kingston

Kingston, ON

Call for Pricing

Billyard Insurance Group - Kingston 3
70/ 100

Good confidence

4.8(105 reviews)

“Mike Gough of Billyard Insurance group is very easy to contact and speak with. Takes a load off my insurance needs. Thank you for the professional service.”

Seniors-first serviceSeniors-first serviceHighly rated (4.5+ on Google)Highly rated (4.5+ on Google)Well reviewed (105+ reviews)Well reviewed (105+ reviews)

Provides: Insurance

Serves Kingston residents with a full range of insurance products, including travel insurance designed for seniors. The team offers personalized service and instant... Read more

View Profile

All-Risks Insurance Brokers Limited

Kingston, ON

Call for Pricing

All-Risks Insurance Brokers Limited 4
70/ 100

Good confidence

4.6(50 reviews)

“Excellent customer service, especially from Esther who responds quickly and efficiently to any questions/concerns I have”

Licensed & accreditedLicensed & accreditedSeniors-first serviceSeniors-first serviceHighly rated (4.5+ on Google)Highly rated (4.5+ on Google)Well reviewed (50+ reviews)Well reviewed (50+ reviews)

Provides: Insurance

Served Kingston since 2011, with experienced RIBO-licensed brokers ready to help families protect their homes and vehicles. The team offers auto, home and... Read more

View Profile

Speak to a Senior Care Path advisor

Free, friendly help choosing the right provider for your needs, no obligation.

Call an Advisor

Mark Armitage Desjardins Insurance Agent

Kingston, ON

Call for Pricing

Mark Armitage Desjardins Insurance Agent 3
62/ 100

Developing confidence

4.7(21 reviews)

“Alex Armitage of Mark Armitage Desjardins is an absolute pleasure and delight to work with. Recently, I had a car accident and Alex guided me throughout the...”

Seniors-first serviceSeniors-first serviceHighly rated (4.5+ on Google)Highly rated (4.5+ on Google)

Provides: Insurance

Been advising clients on insurance for over 26 years at his Kingston office. He provides auto, home, renters, life insurance and living benefits, all backed by the... Read more

View Profile

McDougall Insurance & Financial - Kingston

Kingston, ON

Call for Pricing

McDougall Insurance & Financial - Kingston 4
62/ 100

Developing confidence

4.6(232 reviews)

“I’ve been using McDougall insurance for a few years and have always had a positive experience. Just recently my agent John Huntley helped me put insurance on a...”

Seniors-first serviceSeniors-first serviceHighly rated (4.5+ on Google)Highly rated (4.5+ on Google)Well reviewed (232+ reviews)Well reviewed (232+ reviews)

Provides: Insurance

Serves Kingston with personal and commercial insurance solutions, including home, auto, and life insurance. Specialists in the office can help with... Read more

View Profile

Acera Insurance

Kingston, ON

Call for Pricing

Acera Insurance 3
62/ 100

Developing confidence

4.5(75 reviews)

“The staff at Dorey & Tolgyesi are fantastic. They were able to insure my house and two cars for less than anyone else, but keep the same coverage I had...”

Highly rated (4.5+ on Google)Highly rated (4.5+ on Google)Well reviewed (75+ reviews)Well reviewed (75+ reviews)

Provides: Insurance

Serves Canadians with a full range of personal insurance options, including life, health and dental plans, critical illness, disability, travel, auto, home, and specialty... Read more

View Profile

Empire Life

Kingston, ON

Call for Pricing

Empire Life 4
62/ 100

Developing confidence

4.2(240 reviews)

“I found the electronic Fast & Full investment application process to be very convenient and efficient. The instructions were clear, and each step was easy to...”

Seniors-first serviceSeniors-first serviceWell reviewed (240+ reviews)Well reviewed (240+ reviews)Multilingual (2 languages)Multilingual (2 languages)

Provides: Insurance

Life insurance solutions including term and permanent policies, critical illness coverage, and disability insurance, as well as guaranteed investment funds and annuities... Read more

View Profile

True Life Insurance and Estate Solutions

Kingston, ON

Call for Pricing

54/ 100

Developing confidence

5.0(1 reviews)

“Lisa is a pleasure to work with. She is knowledgeable and always has her clients best interests in mind.”

Highly rated (4.5+ on Google)Highly rated (4.5+ on Google)

Provides: Insurance

They specialize in tailored solutions including wealth preservation, estate planning, and retirement planning for retirees and other professional groups. \n\nThe firm serves business... Read more

View Profile

Sun Life Financial St. Lawrence

Kingston, ON

Call for Pricing

Sun Life Financial St. Lawrence
44/ 100

Limited confidence

5.0(1 reviews)

“Wonderful place. People at this business are helpful, knowledgeable and kind. Outstanding customer service.”

Highly rated (4.5+ on Google)Highly rated (4.5+ on Google)

Provides: Insurance

View Profile

Sentinel Risk Insurance Group - Kingston

Kingston, ON

Call for Pricing

Sentinel Risk Insurance Group - Kingston
36/ 100

Limited confidence

4.5(10 reviews)

“I had the pleasure of dealing with Aaron Martorino recently during a difficult time he was very kind. He listened to me vent several times and he was always...”

Highly rated (4.5+ on Google)Highly rated (4.5+ on Google)

Provides: Insurance

View Profile

Local insurance brokers from public business listings, scored on public Google signals. Senior Care Path hasn't independently vetted every one, so always confirm credentials, registration, and fit before booking.

Our methodology

How we rank the Kingston insurance brokers above

We order every provider by our SCP Confidence Score, a 100-point rating built from the signals families tell us matter most:

  • A strong Google rating and a real volume of verified reviews
  • Complete, verified contact and location details
  • Published credentials, accreditations, and areas of focus
  • Independent verification and listing completeness

974

Google reviews

Star ratings and written reviews come straight from Google, so the feedback is from real clients across these 10 insurance brokers, never written by us.

100-point

SCP Confidence Score

Our own trust rating, recomputed as listings are verified and updated, decides the order above. It answers one question: can you trust this provider?

How Kingston insurance brokers are rated

Google star ratings across 10 insurance brokers.

  • 4.5 and up9
  • 4.0 to 4.41
  • 3.5 to 3.90
  • Under 3.50

Confidence Score range

How the 10 Kingston insurance brokers fall across our trust tiers.

  • High0 communities
  • Good3 communities
  • Developing5 communities
  • Limited2 communities

Table of contents

  1. 01How much do insurance brokers cost in Kingston?
  2. 02What families are saying
  3. 03Who these providers help most
  4. 04How to choose insurance brokers in Kingston
  5. 05Frequently asked questions

How much do insurance brokers cost in Kingston?

Typical cost: Broker advice is usually free to you (the insurer pays the broker); you pay the policy premium, which depends on age, health, and coverage. What moves the price: Age and health at application, the type and amount of coverage, and whether a medical exam is required.

You do not usually pay a broker directly, so it costs nothing to compare options. Focus on a clear, specific need, and ask the broker to explain exclusions and waiting periods before you sign.

What families are saying about insurance brokers in Kingston

A 4.7 star average across 974 Google reviews of 10 insurance brokers. Here is a sample, straight from clients and families.

“I found the electronic Fast & Full investment application process to be very convenient and efficient. The instructions were clear, and each step was easy to follow. I especially appreciated being able to complete and sign the application...”
Luz Rubello on Empire Life
“I contacted Mike to compare coverage for a recent Ryker CAN AM purchase. He called back right away (after hours). He was away from office but put us in the most capable care of Jay. within an hour we had the coverage at a better price than...”
William Pritchard on Michael Lee Desjardins Insurance Agent
“I’ve been using McDougall insurance for a few years and have always had a positive experience. Just recently my agent John Huntley helped me put insurance on a car within minutes of calling. It was the most convenient experience I’ve had...”
TurboTonyT on McDougall Insurance & Financial - Kingston
“I have been doing business here for years and I have never been disappointed. My insurance policy couldn't have been explained better with the best rate in town. Mike has been reliable and honest in regards to my policy. I couldn't ask for...”
Jacob Mesman on Billyard Insurance Group - Kingston
“The staff at Dorey & Tolgyesi are fantastic. They were able to insure my house and two cars for less than anyone else, but keep the same coverage I had previously. When I had a claim, they worked quickly to ensure everything was back to...”
Terry Telford on Acera Insurance
“Excellent customer service, especially from Esther who responds quickly and efficiently to any questions/concerns I have”
Cristina P on All-Risks Insurance Brokers Limited

Who these providers help most across Kingston insurance brokers

Drawn from the details each provider publishes, a quick read on what is common locally and what sets a provider apart.

Share of the 7 insurance brokers that publish this detail.

  • Business owners and healthcare practitioners14%
  • Canadians seeking life insurance14%
  • Employers offering group benefits14%
  • Estate planning and wealth preservation14%
  • Families exploring life insurance options14%
  • Families protecting their assets14%
  • Families protecting their property and vehicles14%
  • Families seeking home and auto insurance14%

How to choose insurance brokers in Kingston

Kingston families comparing insurance brokers have 10 options to weigh. Start with your needs and budget, then shortlist by reviews, credentials, and fit, and reach out directly to confirm availability. Here is what to look for:

  • An independent broker who compares multiple insurers, not a single-company agent
  • Experience with seniors, including final-expense and long-term-care coverage
  • Plain answers on what a policy does and does not cover, with no pressure

Frequently asked questions

How much do insurance brokers cost in Kingston?
Broker advice is usually free to you (the insurer pays the broker); you pay the policy premium, which depends on age, health, and coverage Age and health at application, the type and amount of coverage, and whether a medical exam is required. Costs in Kingston also depend on the provider and your needs.
How many insurance brokers are listed in Kingston?
Senior Care Path lists 10 insurance brokers serving Kingston, Ontario, each with a Confidence Score, Google rating, recent reviews, and direct contact details.
How are the insurance brokers ranked?
By our Confidence Score, a 100-point rating built from real signals like reviews, verified details, and completeness. The strongest, most complete listings rise to the top.
How do I choose insurance brokers in Kingston?
Compare by Confidence Score, rating, and reviews, then confirm credentials and fit. An independent broker who compares multiple insurers, not a single-company agent.

Keep reading

Keep exploring

Insurance in nearby cities

Insurance in OttawaInsurance in HamiltonInsurance in LondonInsurance in BramptonInsurance in WindsorInsurance in TorontoInsurance in VancouverInsurance in Calgary

Other services in Kingston

Elder Law in KingstonEstate Planning in KingstonFinancial Planning in Kingston
All insurance across Canada
Take the free assessmentCall