6
Financial planners listed
5.0★
Average Google rating
6
Rated 4.5★ or higher
39
Google reviews
As of September 2026, Senior Care Path compares 6 financial planners in Kingston. They're ranked by the SCP Confidence Score, our 100-point trust rating, and no listing can pay for its place. See the top 6
Rated 5.0 on average across 39 Google reviews
6 financial planners
Kingston, ON650 Cataraqui Woods Dr #201, Kingston, ON K7P 2Y4
5.0(10 reviews)
Helps clients build confidence and clarity around their financial future through retirement planning, estate planning, and financial advisory services. The...
Kingston, ON785 Midpark Dr Ste 100, Kingston, ON K7M 7G3
4.9(17 reviews)
Helps families align their money with life goals through retirement planning, estate planning, and insurance solutions. They offer registered retirement savings...
Kingston, ON820 Development Dr, Kingston, ON K7M 5V7
5.0(5 reviews)
The firm offers retirement planning, estate planning, financial advising, investment tax planning, portfolio analysis, and insurance analysis, all designed to help clients meet their unique...
We'll email you the top 10 financial planners in Kingston, with their Confidence Scores and ratings, so you can look it over when you're ready.
Kingston, ONKingston Financial Inc, 623 Fortune Crescent #100, Kingston, ON K7P 0L5
5.0(3 reviews)
specializes in retirement planning matched to each client's unique situation, with services across three key stages: getting started with savings strategies, approaching retirement within...
Kingston, ON738 Arlington Park Pl, Kingston, ON K7M 8H9
5.0(3 reviews)
They provide a full range of services including investments, insurance, estate planning, retirement and savings planning, income tax filing, and disability solutions. Their advisors work...
Kingston, ON621 Norris Ct #5, Kingston, ON K7P 2R9
5.0(1 review)
works with clients to create personalized financial plans centred on retirement goals, estate planning, and protecting against financial risk through life and disability insurance. The firm...
Local financial planners from public business listings, scored on public Google signals. Senior Care Path hasn't independently vetted every one, so always confirm credentials, registration, and fit before booking.
The 6 highest-rated financial planners in Kingston on our SCP Confidence Score, as of September 2026. Tap a name to jump to its card above. No listing can pay for a place on this list.
As of September 2026, typical costs in Canada are Fee-only planners charge for advice (commonly $150 to $300 per hour or a flat plan fee, illustrative); commission-based advisors may have no direct fee, and Kingston falls in the same range. What moves the price: Fee-only versus commission-based advice, whether you want a one-time plan or ongoing management, and how complex your finances are.
Canada-wide typical range; ask each provider for its current fees. Ranking: SCP Confidence Score.
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Step 1 of 5Financial planning in Kingston tends to cluster downtown near Princess Street and around the professional offices close to Kingston General Hospital, with more options spread through the west end near the 401. It's a compact city, so most families can reach a planner without a long drive. That closeness matters when you're helping a parent sort out retirement income, savings, and long-term plans.
Financial planners help families understand the cost of care and how to pay for it, drawing on pensions, savings, home equity, insurance, and government benefits to build a sustainable plan.
By Jonathan Kennedy · Last reviewed September 2026
When you're choosing a financial planner for an older parent in Kingston, start with credentials. Look for a Certified Financial Planner (CFP) or a Registered Financial Planner, and ask plainly whether they're fee-based or earn commissions on products they sell. Both models exist here. Neither is automatically wrong, but for a senior drawing down savings rather than building them, a fee-based planner who doesn't profit from selling you a product tends to give cleaner advice. The trade-off is you pay for that advice directly, which can feel like more up front.
Location is easier here than in a big city. Downtown offices near Princess Street are central and transit-friendly, which helps if your parent no longer drives. West-end offices closer to the 401 and the Cataraqui area are simpler if you're driving in from out of town or from the townships. Ask early whether the planner will meet at home or by video call. In our experience, planners who serve older clients in Kingston are usually comfortable with home visits or phone appointments, and that flexibility matters more than a fancy office if mobility is a concern.
Prioritize a planner with real experience in senior financial planning, not just general wealth building. The questions are different: managing RRIF withdrawals, timing CPP and OAS, planning for care costs, and coordinating with an estate. Good planners in Kingston often work alongside elder law and estate planning professionals, and you'll want yours to talk comfortably about handing off to those specialists. Insurance questions come up too, so ask how they handle that without turning every meeting into a sales pitch.
Our recommendation: pick a fee-based CFP with clear senior experience and a willingness to meet where your parent is comfortable, even if the hourly cost looks higher than a "free" commissioned consultation. The trade-off is real, you write a cheque instead of getting advice bundled into a product. But advice you pay for directly is advice you can trust to be in your parent's interest, and that's worth more than saving on the front end.
Check registration before you book: Financial Services Regulatory Authority of Ontario (financial planner titles).
A 5.0 star average across 39 Google reviews of 6 financial planners. Here is a sample, straight from clients and families.
“Heidi Blondin Financial has exceeded my expectations. Heidi is thorough and accommodating. I feel secure in knowing she has both my current and future financial interests in mind with every decision we make together.”
“My husband and I first went to Jason Stubinsky at Caldwell Wealth over 10 years ago seeking financial advise for retirement and estate planning. What stood out immediately was how comfortable he made us feel. We had both worked with...”
“I returned to Kingston after years of working in the GTA to retire. I required a financial advisor to turn my investments into a retirement income as I was reaching the age of 71. I found Parasol Financial Solutions and met with Shawna...”
“Steve was a pleasure to talk to. He is very professional and knowledgeable about all aspects of Estate Settlement and the complexities involved in the probate process. My husband and I had spoken to Steve twice, over the phone, and he...”
Star ratings and written reviews come straight from Google, never written by us. The order on this page is our SCP Confidence Score, a 100-point rating built from reviews, verified details, published credentials, licensing and listing completeness.
Google star ratings across 6 financial planners.
How the 6 Kingston financial planners fall across our trust tiers.
Typical cost: Fee-only planners charge for advice (commonly $150 to $300 per hour or a flat plan fee, illustrative); commission-based advisors may have no direct fee. What moves the price: Fee-only versus commission-based advice, whether you want a one-time plan or ongoing management, and how complex your finances are.
A one-time, fee-only plan can be money well spent when weighing home care against a move, or deciding how to use home equity. Ask any advisor how they are compensated before you begin.
Provincial benefits for seniorsDrawn from the details each provider publishes, a quick read on what is common locally and what sets a provider apart.
Share of the 6 financial planners that publish this detail.
It varies by model. Fee-based planners charge an hourly or flat rate for advice, while commissioned planners are paid through the products they sell, so the cost is less visible. Financial planning is private-pay; there's no public coverage for it. Ask for the fee structure in writing before you commit.
Look for a Certified Financial Planner with real experience serving older clients, ask whether they're fee-based or commissioned, and confirm they'll meet at home or by video if needed. Choose someone who talks comfortably about retirement income, care costs, and working with estate planning professionals.
Often, yes. Planners who serve seniors near Kingston are usually open to home visits or phone and video appointments, which helps if your parent no longer drives or has mobility limits. Ask when you first call, since availability for home visits differs from planner to planner.
Contact the planner directly through the listing to ask about openings. Many offer a short first meeting to see if they're a fit before you commit. Ask about wait times, whether they're taking new clients, and how soon they can review your parent's situation.
Depends on access. Downtown offices near Princess Street are central and transit-friendly for a parent who doesn't drive. West-end offices near the 401 and Cataraqui are easier if you're driving in from out of town. Either works, so weigh who has to travel most.
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