Retirement Homes in Cambridge: Costs, Reviews & 8 Communities Compared (2026)

How much do retirement homes cost in Cambridge?

Senior Care Path tracks 8 retirement homes in Cambridge, updated September 2026. Few publish a rate online, but across Ontario published rates for retirement homes typically fall in the $2,990–$7,195 per month range, so use the listings below to ask each one for a current quote. The average Google rating is 4.3/5 across 379 resident reviews, and we rank them by the SCP Confidence Score, our 100-point trust rating.

Source: Senior Care Path first-party listing data, updated September 2026. How we score and rank · How much does a retirement home cost in Ontario?.

Ranked by our SCP Confidence Score, our 100-point trust rating, the strongest communities in Cambridge right now are Chartwell Queen's Square Retirement Residence, Chartwell Fraser Terrace and Heritage Meadows Retirement Living.

Retirement homes in Cambridge tend to cluster around Galt, Preston, and Hespeler, the three historic communities that grew together along the Grand River. Many families like being close to Cambridge Memorial Hospital and to familiar shops and churches, with quieter residential streets and nearby bus routes making regular visits easy. It's a manageable city to tour parent-friendly options in a single afternoon. In Cambridge, retirement homes are also called retirement residences or senior homes.

Below you will find every community ranked by Confidence Score, real reviews, what families pay and how to fund it, the amenities and services to expect, and local guidance, so you can compare with clarity and reach out when you are ready. Updated September 2026.

8

retirement homes compared

4.3★

average Google rating

3

rated 4.5 stars or higher

379

verified resident reviews

By Jonathan Kennedy · Last reviewed September 2026

Top-rated retirement homes in Cambridge

The 8 highest-rated retirement homes in Cambridge on our SCP Confidence Score, as of September 2026. Tap a name to jump to its card below. No listing can pay for a place on this list.

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Cambridge Retirement Homes | 379 Reviews

8 communities

#1Chartwell Queen's Square Retirement Residence

Cambridge, ONLicensed by RHRA

4.9(111)

A boutique-style retirement residence in downtown Cambridge offering independent living with flexible care support…

Fitness centreFitness centreDiningDiningSalonSalonPool or spaPool or spaLibraryLibrary
  • Retirement Home
  • Independent Living
  • Assisted Living

FromFrom $3,591/mo

View details

#2Chartwell Fraser Terrace

Cambridge, ONLicensed by RHRA

4.9(38)

A modern retirement community in Cambridge, Ontario, offering independent living, assisted living, and memory care in the…

Fitness centreFitness centreDiningDiningPool or spaPool or spa
  • Retirement Home
  • Independent Living
  • Assisted Living

From$4,195–$6,695/mo

View details

#3Heritage Meadows Retirement Living

Cambridge, ON

4.5(53)

An independent senior living community in Cambridge, Ontario, offering beautifully manicured grounds, sophisticated interiors,…

Fitness centreFitness centreDiningDiningTransportationTransportation
  • Retirement Home
  • Independent Living

Typical in Ontario$2,990–$7,195/mo

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#4Fairview Seniors Home

Cambridge, ONLicensed by RHRA

4.4(84)

Community is a multi-service senior care facility in Cambridge, Ontario offering independent living, retirement living, long-term…

  • Retirement Home
  • Independent Living
  • Long Term Care

Typical in Ontario$2,990–$7,195/mo

View details

#5Granite Landing

Cambridge, ONLicensed by RHRA

4.0(45)

A retirement residence in Cambridge offering premium retirement living with independent living, assisted living, and memory care…

Fitness centreFitness centreDiningDiningSalonSalonGardensGardensPool or spaPool or spa
  • Retirement Home
  • Independent Living
  • Assisted Living

Typical in Ontario$2,990–$7,195/mo

View details

#6Riverbend Place Retirement Residence

Cambridge, ONLicensed by RHRA

4.4(22)

Extendicare Riverbend Place is a retirement residence in Cambridge, Ontario offering independent living, assisted living, short-term respite care,…

Fitness centreFitness centreDiningDiningSalonSalonLibraryLibrary
  • Retirement Home
  • Independent Living
  • Assisted Living

Typical in Ontario$2,990–$7,195/mo

View details

#7DUNBAR HEIGHTS SENIORS LIVING INC

Cambridge, ONLicensed by RHRA

4.1(21)

Is a small assisted living facility in Cambridge, Ontario, regulated by the Retirement Home Regulatory Authority…

DiningDining
  • Retirement Home
  • Assisted Living
  • Respite Care

Typical in Ontario$2,990–$7,195/mo

View details

#8The Steeves & Rozema Group

Cambridge, ON

3.4(5)

Develops, owns, and manages retirement communities and long-term care homes.

  • Assisted Living
  • Retirement Home
  • Long Term Care

Call for Pricing

View details

How to choose retirement homes in Cambridge

Cambridge sits at the confluence of three historic communities, Galt, Preston, and Hespeler, each with its own character, and retirement home options are spread across these areas accordingly. When exploring choices for a parent, it helps to think about which part of Cambridge feels most familiar to them. A home near the Grand River trails and downtown Galt has a very different day-to-day feel than one closer to Preston's quieter residential streets or Hespeler's village atmosphere. Proximity to familiar neighbourhoods, favourite shops, and longtime friends matters enormously for wellbeing once someone makes the move.

Location relative to health care is worth weighing carefully. Cambridge Memorial Hospital serves the city and is a meaningful anchor when evaluating how quickly a parent could access emergency or specialist care if needed. Some families also consider how easily they can visit, whether a retirement home is reachable by public transit or sits along a convenient route for adult children commuting from Kitchener or elsewhere in Waterloo Region. If a parent no longer drives, walkability and nearby bus routes become genuine quality-of-life factors, not just conveniences.

Ontario retirement homes are licensed and inspected by the Retirement Homes Regulatory Authority (RHRA), which maintains public records of inspection reports for every licensed home in the province. Before shortlisting any Cambridge community, it is worth looking up its RHRA record to understand past compliance history. Unlike long-term care, which is publicly funded through Ontario Health atHome, retirement homes are primarily private-pay, so understanding the monthly fee structure, what is included in the base rate, and what triggers extra charges is essential to honest budget planning. If your parent's care needs are more complex, it is also worth exploring Assisted Living options listed on this site, which may offer a higher level of support under one roof.

When comparing Cambridge retirement homes, prioritize four things in this order: the level of care offered (independent, supportive, or memory care), how the monthly costs fit your family's realistic budget, the location relative to family and hospital access, and current availability. Waitlists do exist at sought-after communities, so starting conversations early, even before a move feels urgent, gives your family the most options and the least pressure.

Retirement Homes in Cambridge: what to know

Part of the Waterloo region, Cambridge pairs friendly, well-established senior communities with a solid network of in-home care close to family.

Rules and oversight in Ontario

Ontario retirement homes are private-pay; there is no direct provincial subsidy for retirement home fees. Eligible seniors may use federal Old Age Security (OAS) or Guaranteed Income Supplement (GIS) income toward monthly costs, and those who require a higher level of funded care can explore long-term care placement through Ontario Health atHome.

Our methodology

How we rank the Cambridge retirement homes above

We order every community by our SCP Confidence Score, a 100-point rating built from the signals families tell us matter most:

  • A strong Google rating and a real volume of verified reviews
  • Transparent, published pricing
  • Documented care services and amenities
  • Confirmed contact details, licensing, and independent verification

Where our information comes from

379

Google reviews

Star ratings and written reviews come straight from Google, so the feedback is from real residents and families across these 8 communities, never written by us.

100-point

SCP Confidence Score

Our own 11-signal trust rating, recomputed as listings are verified and updated, decides the order above. It answers one question: can you trust this community?

How Cambridge communities are rated

Google star ratings across 8 retirement homes.

  • 4.5 and up3
  • 4.0 to 4.44
  • 3.5 to 3.90
  • Under 3.51

Confidence Score range

How the 8 Cambridge retirement homes fall across our trust tiers.

  • High0 communities
  • Good3 communities
  • Developing4 communities
  • Limited1 community

How much do retirement homes cost in Cambridge?

Few Cambridge retirement homes publish a rate online, but across Ontario published rates for retirement homes typically fall in the $2,990–$7,195 per month range. Call any community below for a current, itemised quote, since the final number depends on suite size and the level of care needed.

Most retirement homes in Ontario are private-pay, funded from a blend of pensions, retirement savings, and home equity. Government pensions form the floor: the Canada Pension Plan, Old Age Security, and the income-tested Guaranteed Income Supplement for lower-income seniors. Provincial benefits and Veterans Affairs Canada may offset part of the cost. For a full breakdown, read our guide on how much does a retirement home cost in ontario?.

Ontario retirement homes are private-pay; there is no direct provincial subsidy for retirement home fees. Eligible seniors may use federal Old Age Security (OAS) or Guaranteed Income Supplement (GIS) income toward monthly costs, and those who require a higher level of funded care can explore long-term care placement through Ontario Health atHome.

What families are saying about retirement homes in Cambridge

A 4.3 star average across 379 Google reviews of 8 retirement homes. Here is a sample, straight from residents and families.

“My Mom is staying at Queen’s Square. Located in the historic picturesque downtown of (Galt) Cambridge. It is lovely, smaller retirement community, beautiful and clean with a wonderful compassionate and caring staff. Lots of activities for...”
Sandra McConnell Richard on Chartwell Queen's Square Retirement Residence
“My Dad is in the LTC Bauman section. I want to give a big shout out to Amandeep. He did such an amazing job shaving my Dad who has Parkinsons this past Sunday. It is not an easy task as my Dad will twitch and move but he did the best shave...”
Cathy B on Fairview Seniors Home
“Great people. Great food and Amazing staff. Welcome to Cambridge's BEST Independent Living Community. Pop in or call for your tour. You won't be sorry you did.”
Kimberly Sullivan on Heritage Meadows Retirement Living
“I am so grateful that my parents chose to move to this Retirement Residence in anticipation of their aging needs. They have been so well cared for over the years. It gives the family much comfort knowing that they are able to stay in their...”
Gail B. on Granite Landing
“I have recently toured Seasons Retirement home and was greeted with Erica whom is a very caring helpful person. She made my tour extra special by giving me all the time in the world to view the entire place. I fell in love with it as soon...”
Lorraine Claydon on Chartwell Fraser Terrace
“Elizabeth and all the people and Riverbend went above and beyond helping us transition my uncle from the hospital into retirement long term care. All of this a few days before Christmas. Very helpful in helping me navigate through all the...”
Lisa Albert on Riverbend Place Retirement Residence

Retirement Homes services and amenities in Cambridge

What Cambridge communities actually offer, drawn from the details each one publishes. A good way to see what is standard locally and what is a genuine differentiator.

Most common amenities

Share of the 7 communities that publish amenities.

  • Dining room43%
  • Library43%
  • Fitness centre29%
  • Hair salon29%
  • Wellness programs29%
  • 24-hour emergency maintenance14%
  • Activation and restorative care programs14%
  • Auditorium14%
  • Billiards14%
  • Billiards room14%

Most common care services

Share of the 7 communities that publish services.

  • Housekeeping43%
  • Laundry services29%
  • Medication management29%
  • 24-hour emergency maintenance14%
  • 24/7 assistance with daily activities14%
  • À la carte meals14%
  • Appointments with on-site specialists14%
  • Assistance with personal care14%
  • Assisted living14%
  • Bathing and care assistance14%

Suite types offered

Share of the 6 communities that list suite types.

  • Studio100%
  • One bedroom83%
  • Two bedroom83%

Frequently asked questions

How much do retirement homes cost in Cambridge?

Too few retirement homes in Cambridge publish a rate to give a city figure, but across Ontario published starting rates run roughly $2,990 to $7,195 per month, depending on suite size and the level of care needed. Ask each community for an all-in quote.

What is the typical cost of a retirement home in Ontario?

In our directory, Ontario retirement homes start at a median of about $3,999 a month before care, with the middle half between $3,370 and $4,532 (September 2026). Once personal care is added, most families pay about $3,000 to $8,000 a month all in, and full-service or luxury homes in Toronto and Ottawa can run higher.

Does the Ontario government pay for retirement homes?

No. Retirement homes in Ontario are private-pay, and the province does not pay the rent. Ontario funds long-term care homes instead, where residents pay a regulated accommodation fee. Ontario Health atHome may still provide some care services to a retirement home resident, and pensions such as OAS, GIS and CPP, plus the care portion of fees claimed as a medical expense, can help cover the cost.

Are there 55+ apartments in Cambridge?

Yes. Besides retirement homes, Cambridge has independent living communities and 55+ rental apartments for active seniors who don't need daily care. They cost less than a retirement home because care and most meals aren't included. Compare independent living in Cambridge on our directory.

What is the difference between a retirement home and assisted living in Cambridge?

Retirement homes in Ontario are RHRA-licensed and suit seniors who want hospitality services with optional care supports. Assisted living typically offers a higher, more structured level of daily personal care. If your parent needs more hands-on help, browse Cambridge's Assisted Living listings as well.

How do I arrange a tour or check availability at a Cambridge retirement home?

Contact the home directly using the phone number or contact form on its listing page. Most communities welcome in-person tours and can tell you current availability or waitlist status. Visiting in person, ideally at mealtime, gives you the best sense of daily life.

Do Cambridge retirement homes have waitlists?

Popular communities can have waitlists, especially for specific suite types or memory-care neighbourhoods. Starting your search before a move becomes urgent gives your family more choices. Ask each home about their waitlist process and whether you can remain on multiple lists simultaneously.

Sources & further reading

Keep exploring

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