Retirement Homes in Peterborough: Costs, Reviews & 13 Communities Compared (2026)

How much do retirement homes cost in Peterborough?

Senior Care Path tracks 13 retirement homes in Peterborough, updated September 2026. Few publish a rate online, but across Ontario published rates for retirement homes typically fall in the $2,990–$7,195 per month range, so use the listings below to ask each one for a current quote. The average Google rating is 4.3/5 across 395 resident reviews, and we rank them by the SCP Confidence Score, our 100-point trust rating.

Source: Senior Care Path first-party listing data, updated September 2026. How we score and rank · How much does a retirement home cost in Ontario?.

Ranked by our SCP Confidence Score, our 100-point trust rating, the strongest communities in Peterborough right now are Chartwell Jackson Creek Retirement Residence, Royal Gardens Retirement Residence and Princess Gardens Retirement Residence.

Most retirement homes in Peterborough sit close to the city core and along the neighbourhoods flanking the Otonabee River, with quieter options out toward the surrounding countryside. Many families like being near Peterborough Regional Health Centre, which makes appointments and any hospital visits easier to manage. Downtown suites keep a parent within reach of shops and services, while outlying homes trade a bit of that convenience for calm and green space. In Peterborough, retirement homes are also called retirement residences or senior homes.

Below you will find every community ranked by Confidence Score, real reviews, what families pay and how to fund it, the amenities and services to expect, and local guidance, so you can compare with clarity and reach out when you are ready. Updated September 2026.

13

retirement homes compared

4.3★

average Google rating

8

rated 4.5 stars or higher

395

verified resident reviews

By Jonathan Kennedy · Last reviewed September 2026

Top-rated retirement homes in Peterborough

The 10 highest-rated retirement homes in Peterborough on our SCP Confidence Score, as of September 2026. Tap a name to jump to its card below. No listing can pay for a place on this list.

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Peterborough Retirement Homes | 395 Reviews

13 communities

#1Chartwell Jackson Creek Retirement Residence

Peterborough, ONLicensed by RHRA

4.8(32)

A retirement residence in Peterborough located beside a peaceful creek, offering independent living, assisted living,…

Fitness centreFitness centreDiningDiningGardensGardens
  • Retirement Home
  • Independent Living
  • Assisted Living

FromFrom $4,110/mo

View details

#2Royal Gardens Retirement Residence

Peterborough, ONLicensed by RHRA

4.8(52)

A retirement residence in Peterborough offering independent retirement, garden homes, assisted living (Enriched Care), and respite…

Fitness centreFitness centreSalonSalonGardensGardensLibraryLibrary
  • Retirement Home
  • Independent Living
  • Assisted Living

Typical in Ontario$2,990–$7,195/mo

View details

#3Princess Gardens Retirement Residence

Peterborough, ONLicensed by RHRA

4.8(51)

A retirement community in Peterborough offering independent living, assisted living (Enriched Care), and short-term respite stays…

DiningDiningGardensGardens
  • Retirement Home
  • Independent Living
  • Assisted Living

Typical in Ontario$2,990–$7,195/mo

View details

#4Applewood Retirement Residence

Peterborough, ONLicensed by RHRA

4.5(35)

An established retirement home in Peterborough, located on 2 acres of landscaped gardens, serving seniors since…

DiningDiningGardensGardensPool or spaPool or spa
  • Retirement Home
  • Independent Living
  • Assisted Living

Typical in Ontario$2,990–$7,195/mo

View details

#5Empress Gardens Retirement Residence

Peterborough, ONLicensed by RHRA

4.6(20)

A retirement residence in downtown Peterborough offering independent retirement, assisted living through the Enriched Care…

DiningDining
  • Retirement Home

Typical in Ontario$2,990–$7,195/mo

View details

#6Kawartha Heights Retirement Living

Peterborough, ONLicensed by RHRA

4.4(25)

A retirement home located in Peterborough's West End offering 105 suites with independent and assisted living options, featuring…

Fitness centreFitness centreDiningDiningGardensGardens
  • Retirement Home
  • Independent Living
  • Assisted Living

FromFrom $4,000/mo

View details

#7Peterborough Retirement Residence

Peterborough, ONLicensed by RHRA

3.6(22)

A retirement home in downtown Peterborough offering private suites with inclusive meals, activities, and support…

Wi-FiWi-FiDiningDiningSalonSalonGardensGardens
  • Retirement Home
  • Independent Living
  • Assisted Living

FromFrom $3,300/mo

View details

#8Sherbrooke Heights

Peterborough, ON

4.7(52)

An independent senior living retirement community in Peterborough, Ontario, offering private apartments with all-inclusive…

DiningDiningSalonSalon
  • Retirement Home
  • Independent Living

Typical in Ontario$2,990–$7,195/mo

View details

#9Summit Terrace Luxury Senior Apartments

Peterborough, ON

4.9(28)

A luxury senior apartments community in Peterborough offering spacious suites with private balconies, onsite dining, housekeeping,…

Fitness centreFitness centreDiningDiningSalonSalonGardensGardensPool or spaPool or spa
  • Retirement Home
  • Independent Living

Typical in Ontario$2,350–$6,295/mo

View details

#10Canterbury Gardens Retirement Residence

Peterborough, ONLicensed by RHRA

4.9(14)

A retirement residence in Peterborough, Ontario, offering independent retirement, garden homes, enriched care, and short-term…

Fitness centreFitness centreDiningDiningSalonSalonPool or spaPool or spa
  • Retirement Home
  • Independent Living
  • Assisted Living

Typical in Ontario$2,990–$7,195/mo

View details

Showing 10 of 13 communities

How to choose retirement homes in Peterborough

Peterborough is a mid-sized city with a strong sense of community, and that character shows up in its retirement homes. Many options sit close to the downtown core and the Otonabee River, within reach of the Peterborough Regional Health Centre on Hospital Drive. That proximity matters more than people expect: when a health episode happens, being close to a major hospital reduces stress on families and residents alike. If your parent relies on public transit or you want to visit regularly without a car, look for homes near established bus routes along Lansdowne Street or in the north end around Chemong Road, where a good share of retirement living options have developed.

Start with an honest conversation about care level. Retirement homes in Ontario range from independent living with hospitality services all the way to homes that provide significant personal support and nursing oversight. Every Ontario retirement home is licensed by the Retirement Homes Regulatory Authority (RHRA), and you can look up any Peterborough home's licence and inspection reports on the RHRA's public registry before you book a single tour. We think this step is non-negotiable. A glossy dining room is easy to photograph; a clean inspection record is harder to fake.

Our honest take: if your parent needs consistent help with bathing, medications, or mobility, do not settle for a home at the lighter end of the care spectrum just because it has a shorter waitlist or a more appealing common area. It is far harder to move someone a second time than to choose a slightly higher care tier at the outset. That said, some families overshoot and place a relatively independent parent in a setting that feels clinical too soon. The right home matches current need with room to age in place as those needs grow. Peterborough also has assisted living options, which sit between retirement homes and long-term care; if the line between those two feels blurry for your parent's situation, our assisted living listings in Peterborough are worth reviewing side by side.

Finally, think about waitlists practically. Peterborough's retirement home market is smaller than Toronto or Ottawa, so preferred suites at well-regarded homes can fill quickly. Get your parent on waiting lists at two or three homes simultaneously. Accepting a suite does not lock you in permanently, but losing a spot because you waited for one "perfect" answer often does lock you out for months.

Our methodology

How we rank the Peterborough retirement homes above

We order every community by our SCP Confidence Score, a 100-point rating built from the signals families tell us matter most:

  • A strong Google rating and a real volume of verified reviews
  • Transparent, published pricing
  • Documented care services and amenities
  • Confirmed contact details, licensing, and independent verification

Where our information comes from

395

Google reviews

Star ratings and written reviews come straight from Google, so the feedback is from real residents and families across these 13 communities, never written by us.

100-point

SCP Confidence Score

Our own 11-signal trust rating, recomputed as listings are verified and updated, decides the order above. It answers one question: can you trust this community?

How Peterborough communities are rated

Google star ratings across 13 retirement homes.

  • 4.5 and up8
  • 4.0 to 4.41
  • 3.5 to 3.91
  • Under 3.53

Confidence Score range

How the 13 Peterborough retirement homes fall across our trust tiers.

  • High0 communities
  • Good9 communities
  • Developing3 communities
  • Limited1 community

How much do retirement homes cost in Peterborough?

Few Peterborough retirement homes publish a rate online, but across Ontario published rates for retirement homes typically fall in the $2,990–$7,195 per month range. Call any community below for a current, itemised quote, since the final number depends on suite size and the level of care needed.

Most retirement homes in Ontario are private-pay, funded from a blend of pensions, retirement savings, and home equity. Government pensions form the floor: the Canada Pension Plan, Old Age Security, and the income-tested Guaranteed Income Supplement for lower-income seniors. Provincial benefits and Veterans Affairs Canada may offset part of the cost. For a full breakdown, read our guide on how much does a retirement home cost in ontario?.

Ontario retirement homes are private-pay, meaning monthly fees are not covered by provincial health insurance. Federal income supports like Old Age Security (OAS) and the Guaranteed Income Supplement (GIS) can help offset costs for eligible seniors, but families should plan for retirement home fees to come primarily from personal income or savings.

What families are saying about retirement homes in Peterborough

A 4.3 star average across 395 Google reviews of 13 retirement homes. Here is a sample, straight from residents and families.

“My mother-in-law moved into this residence a few months ago, and we couldn’t be happier with the experience so far. The meals are wonderful, the staff are consistently caring and attentive, and the activities and entertainment are truly...”
Tracey Pluard on Royal Gardens Retirement Residence
“My brother moved into Sherbrooke Heights Retirement Home in November 2025. He’s been there 8 months now & loves it. I recently visited him & stayed with him for 3 weeks. I cannot say enough positives about the facilities & especially the...”
Peter Morris on Sherbrooke Heights
“Eleven months ago today, my wife and I moved into Princess Gardens. Looking back on almost a year of life here, we are convinced that we made a very wise choice. Two weeks after our arrival Joan said she already felt “at home”, a sentiment...”
Richard Boehme on Princess Gardens Retirement Residence
“I live here for almost 15 years and I absolutely love it , I am very surprised to see all those complaints for everything that was broken in my apartment. They fixed it right away. Highly recommend recommended.”
Emiljana Raiceviq on AON Inc.
“My wife, Donna and I, both in our mid-eighties, moved into Applewood two months ago. The move was mainly precipitated by my declining health due to mobility and medical issues, but primarily to relieve Donna of the overwhelming extent of...”
Buzz Busby on Applewood Retirement Residence
“I just wanted to say that Jackson Creek Retirement Residence is an absolutely beautiful retirement home if your looking for a place for your loved one I highly recommend this home. We have just recently put my great grandmother in this...”
Mary Dobbins on Chartwell Jackson Creek Retirement Residence

Retirement Homes services and amenities in Peterborough

What Peterborough communities actually offer, drawn from the details each one publishes. A good way to see what is standard locally and what is a genuine differentiator.

Most common amenities

Share of the 11 communities that publish amenities.

  • Dining room73%
  • Beauty salon27%
  • Activity room18%
  • Activity spaces18%
  • Bistro18%
  • Chapel18%
  • Fitness centre18%
  • Guest suite18%
  • 6,300 sq. ft. indoor atrium9%
  • Activities and events9%

Most common care services

Share of the 11 communities that publish services.

  • Dining services45%
  • Foot care36%
  • Housekeeping27%
  • Medication management27%
  • Personal assistance27%
  • 24-hour nursing18%
  • 24-hour nursing staff18%
  • Fitness and wellness programs18%
  • Laundry18%
  • Medication administration18%

Suite types offered

Share of the 9 communities that list suite types.

  • Studio78%
  • One bedroom67%
  • Two bedroom67%
  • Suite33%
  • One bedroom + den11%

Frequently asked questions

How much do retirement homes cost in Peterborough?

Too few retirement homes in Peterborough publish a rate to give a city figure, but across Ontario published starting rates run roughly $2,990 to $7,195 per month, depending on suite size and the level of care needed. Ask each community for an all-in quote.

What is the typical cost of a retirement home in Ontario?

In our directory, Ontario retirement homes start at a median of about $3,999 a month before care, with the middle half between $3,370 and $4,532 (September 2026). Once personal care is added, most families pay about $3,000 to $8,000 a month all in, and full-service or luxury homes in Toronto and Ottawa can run higher.

Does the Ontario government pay for retirement homes?

No. Retirement homes in Ontario are private-pay, and the province does not pay the rent. Ontario funds long-term care homes instead, where residents pay a regulated accommodation fee. Ontario Health atHome may still provide some care services to a retirement home resident, and pensions such as OAS, GIS and CPP, plus the care portion of fees claimed as a medical expense, can help cover the cost.

Are there 55+ apartments in Peterborough?

Yes. Besides retirement homes, Peterborough has independent living communities and 55+ rental apartments for active seniors who don't need daily care. They cost less than a retirement home because care and most meals aren't included. Compare independent living in Peterborough on our directory.

What's the difference between retirement homes and assisted living in Peterborough?

Retirement homes in Ontario are licensed by the RHRA and must meet defined care standards. Assisted living settings offer personal support in a residential environment but operate under different rules and typically suit those needing structured daily help without full retirement-home licensing. Both are available in Peterborough.

How do I arrange a tour or check current availability at a Peterborough retirement home?

Contact each home directly using the phone number or inquiry form on their listing. Ask specifically about current suite availability and expected wait times. Most Peterborough homes welcome in-person tours and will walk you through their care services, dining, and common areas on the same visit.

Can my parent move into a retirement home in Peterborough while still on the long-term care waitlist?

Yes, and many families take this approach. Accepting a retirement home suite does not affect your parent's place on the Ontario long-term care waitlist managed through Ontario Health atHome. Confirm this directly with Ontario Health atHome when you register, as individual circumstances can vary.

Sources & further reading

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