Retirement Homes in Oshawa: Costs, Reviews & 10 Communities Compared (2026)

How much do retirement homes cost in Oshawa?

Senior Care Path tracks 10 retirement homes in Oshawa, updated October 2026. Few publish a rate online, but across Ontario published rates for retirement homes typically fall in the $2,990–$7,195 per month range, so use the listings below to ask each one for a current quote. The average Google rating is 4.2/5 across 380 resident reviews, and we rank them by the SCP Confidence Score, our 100-point trust rating.

Source: Senior Care Path first-party listing data, updated October 2026. How we score and rank · How much does a retirement home cost in Ontario?.

Ranked by our SCP Confidence Score, our 100-point trust rating, the strongest communities in Oshawa right now are Chartwell Wynfield Retirement Residence, Harmony Hill Retirement Community and Livita Centennial Retirement Residence.

As the largest city in Durham Region, Oshawa gives families a real range of retirement homes east of Toronto, often at gentler prices than the city core, which is why many adult children across the east GTA start their search here. Homes cluster near Simcoe Street and the downtown, with quieter options to the north and along the lakeshore. Being close to Lakeridge Health Oshawa helps if your parent has regular appointments. In Oshawa, retirement homes are also called retirement residences or senior homes.

Below you will find every community ranked by Confidence Score, real reviews, what families pay and how to fund it, the amenities and services to expect, and local guidance, so you can compare with clarity and reach out when you are ready. Updated October 2026.

10

retirement homes compared

4.2★

average Google rating

4

rated 4.5 stars or higher

380

verified resident reviews

By Jonathan Kennedy · Last reviewed October 2026

Top-rated retirement homes in Oshawa

The 10 highest-rated retirement homes in Oshawa on our SCP Confidence Score, as of October 2026. Tap a name to jump to its card below. No listing can pay for a place on this list.

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Oshawa Retirement Homes | 380 Reviews

10 communities

#1Chartwell Wynfield Retirement Residence

Oshawa, ONLicensed by RHRA

4.8(56)

An established retirement residence in North Oshawa offering independent living and assisted living lifestyles with…

DiningDiningGardensGardensLibraryLibrary
  • Retirement Home
  • Independent Living
  • Assisted Living

FromFrom $3,861/mo

View details

#2Harmony Hill Retirement Community

Oshawa, ONLicensed by RHRA

4.5(69)

A LEV Senior Living retirement community in Oshawa, Ontario, serving seniors since 2015 with award-winning retirement living.

DiningDining
  • Retirement Home
  • Independent Living
  • Assisted Living

Typical in Ontario$2,990–$7,195/mo

View details

#3Livita Centennial Retirement Residence

Oshawa, ONLicensed by RHRA

4.8(64)

A senior retirement residence in Oshawa, Ontario offering independent living, assisted living, and respite care with a variety…

Fitness centreFitness centreDiningDiningGardensGardensPool or spaPool or spa
  • Retirement Home

Typical in Ontario$2,990–$7,195/mo

View details

#4Cedarcroft Place Retirement Community by Spring Living

Oshawa, ONLicensed by RHRA

4.7(26)

A retirement community in Oshawa offering independent living, assisted living, and memory support services with newly renovated…

Fitness centreFitness centreDiningDiningSalonSalonGardensGardensLibraryLibrary
  • Retirement Home

Typical in Ontario$2,990–$7,195/mo

View details

#5Winchester Glen Retirement Community

Oshawa, ONLicensed by RHRA

4.4(53)

A retirement community in Oshawa offering Independent Living, Assisted Living, and Enhanced Care with flexible support options and…

DiningDining
  • Retirement Home
  • Independent Living
  • Assisted Living

Typical in Ontario$2,990–$7,195/mo

View details

#6Bloom Oshawa Retirement Community

Oshawa, ONLicensed by RHRA

4.4(28)

A vibrant retirement community in Oshawa, Ontario offering independent and assisted living options with engaging activities, meals,…

Fitness centreFitness centreDiningDiningGardensGardensPool or spaPool or spa
  • Retirement Home
  • Independent Living
  • Assisted Living

Typical in Ontario$2,990–$7,195/mo

View details

#7Aspira Valleylands Oshawa Retirement Living

Oshawa, ONLicensed by RHRA

4.0(25)

A retirement living community in Oshawa, Ontario, offering independent living, assisted living, and respite care…

Fitness centreFitness centreDiningDiningSalonSalonGardensGardensLibraryLibrary
  • Retirement Home
  • Independent Living
  • Assisted Living

Typical in Ontario$2,990–$7,195/mo

View details

#8The Carriage House Retirement Residence

Oshawa, ONLicensed by RHRA

3.7(23)

Located in Oshawa and provides assisted living and respite care for seniors in a warm, friendly…

DiningDining
  • Retirement Home
  • Assisted Living
  • Respite Care

Typical in Ontario$2,990–$7,195/mo

View details

#9Royal Heights Inc.

Oshawa, ON

3.7(26)

A 55+ independent living rental community in Oshawa designed for active, self-sufficient adults who want less home maintenance and…

Fitness centreFitness centreSalonSalonGardensGardensPool or spaPool or spaLibraryLibrary
  • Retirement Home
  • Independent Living

Typical in Ontario$2,990–$7,195/mo

View details

#10Chartwell Wynfield Long Term Care Residence

Oshawa, ON

3.4(10)

A long term care option in Oshawa, Ontario.

  • Long Term Care
  • Retirement Home

Call for Pricing

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How to choose retirement homes in Oshawa

Oshawa has grown into one of Durham Region's busiest hubs for senior care, and retirement home options here reflect that growth. Most homes cluster in and around the central neighbourhoods near Simcoe Street and the downtown core, with others spread into the quieter residential pockets to the north and east. That spread matters: if your parent relies on public transit or nearby bus routes to stay independent, a home close to Simcoe Street tends to offer the most access. If a car-dependent location is acceptable, you may find newer builds with more amenity space further out.

Lakeridge Health Oshawa is the city's main hospital campus, and proximity to it is worth weighing seriously, especially if your parent has multiple chronic conditions or frequent specialist appointments. Retirement homes closer to that corridor can make follow-up care and emergency visits genuinely easier for both your parent and your family. That said, don't let hospital proximity override fit with a home's care level. A beautiful location is worth little if the services offered don't match where your parent is today, or where they're likely to be in two or three years.

All retirement homes in Ontario are licensed and inspected by the Retirement Homes Regulatory Authority (RHRA). Before you tour any home in Oshawa, check the RHRA's public registry for that home's inspection history. It's free, takes five minutes, and will tell you far more than a brochure. Our advisors recommend making this a non-negotiable first step, not an afterthought.

Availability in Oshawa can move quickly. Unlike long-term care, retirement home suites are not managed through a provincial waitlist, so openings come and go at each home's own pace. Our honest advice: if a home feels right after a tour, ask directly about current openings and how they handle a waitlist for a preferred suite type. If your parent needs more hands-on daily support than a retirement home typically provides, it's worth also looking at Assisted Living options in Oshawa. If they're still quite independent, Independent Living communities may be a better and more affordable starting point.

Our methodology

How we rank the Oshawa retirement homes above

We order every community by our SCP Confidence Score, a 100-point rating built from the signals families tell us matter most:

  • A strong Google rating and a real volume of verified reviews
  • Transparent, published pricing
  • Documented care services and amenities
  • Confirmed contact details, licensing, and independent verification

Where our information comes from

380

Google reviews

Star ratings and written reviews come straight from Google, so the feedback is from real residents and families across these 10 communities, never written by us.

100-point

SCP Confidence Score

Our own 11-signal trust rating, recomputed as listings are verified and updated, decides the order above. It answers one question: can you trust this community?

How Oshawa communities are rated

Google star ratings across 10 retirement homes.

  • 4.5 and up4
  • 4.0 to 4.43
  • 3.5 to 3.92
  • Under 3.51

Confidence Score range

How the 10 Oshawa retirement homes fall across our trust tiers.

  • High0 communities
  • Good4 communities
  • Developing5 communities
  • Limited1 community

How much do retirement homes cost in Oshawa?

Few Oshawa retirement homes publish a rate online, but across Ontario published rates for retirement homes typically fall in the $2,990–$7,195 per month range. Call any community below for a current, itemised quote, since the final number depends on suite size and the level of care needed.

Most retirement homes in Ontario are private-pay, funded from a blend of pensions, retirement savings, and home equity. Government pensions form the floor: the Canada Pension Plan, Old Age Security, and the income-tested Guaranteed Income Supplement for lower-income seniors. Provincial benefits and Veterans Affairs Canada may offset part of the cost. For a full breakdown, read our guide on how much does a retirement home cost in ontario?.

Ontario retirement homes are private-pay, so monthly fees are set by each home and are not subsidized by the province. Federal supports like Old Age Security (OAS) and the Guaranteed Income Supplement (GIS) may help offset costs for eligible seniors, and Ontario Health atHome can arrange separately funded home care services if needed.

What families are saying about retirement homes in Oshawa

A 4.2 star average across 380 Google reviews of 10 retirement homes. Here is a sample, straight from residents and families.

“I stayed in Harmony Hills Respite unit after my knee surgery, originally for two weeks; however I added one more week. We found the staff and PSW s most welcoming, friendly and helpful. There were lots of activities organized too but I did...”
Eugenia Cairns on Harmony Hill Retirement Community
“Thank you Joanne and Livita Centennial! Such gracious hosts. From a welcome hug to engaged residents and staff, everyone felt at ease. An honour to share colour analysis with your community.”
Lorna Kennedy Murray (Image and Etiquette) on Livita Centennial Retirement Residence
“I’ve had a wonderful experience here. The staff are caring, professional, and always willing to help. The residents are treated with kindness and respect, and the atmosphere is warm and welcoming. It’s clear that a lot of effort goes into...”
Ogechi Ughamadu on Chartwell Wynfield Retirement Residence
“We knew when we visited the Winchester Glen four years ago on a fact finding mission, this would be the place for my Mom. Since she moved in a few months ago, it is the happiest I've seen her in a long time. There are so many wonderful...”
Tina M on Winchester Glen Retirement Community
“Our family couldn’t be happier with Mom’s decision to move to Bloom Oshawa. In the past six months, she has thrived. It was a very smooth transition for her, and everyone has been so welcoming. All of the staff are very helpful, caring,...”
Jan Konarowski on Bloom Oshawa Retirement Community
“My parents needed a home and in a hurry. I went to many different places to tour but Cedarcroft was perfect for them. Not very big, very clean, the rooms were sparkling and as closest to my parents budget. From the minute they got there...”
ANGIE SOLEIMANI on Cedarcroft Place Retirement Community by Spring Living

Retirement Homes services and amenities in Oshawa

What Oshawa communities actually offer, drawn from the details each one publishes. A good way to see what is standard locally and what is a genuine differentiator.

Most common amenities

Share of the 9 communities that publish amenities.

  • Dining room78%
  • Bistro44%
  • Fitness centre33%
  • Library33%
  • Movie theatre33%
  • Gardens22%
  • Activities11%
  • Adjacent to Centennial Park11%
  • Barber salon11%
  • Beauty salon11%

Most common care services

Share of the 8 communities that publish services.

  • Medication administration38%
  • Bathing assistance25%
  • Housekeeping25%
  • Personalized care services25%
  • 24-hour care team13%
  • 24-hour on-site staff13%
  • 24-hour personalized services13%
  • 24/7 emergency response13%
  • 24/7 staff support13%
  • 3 meals a day13%

Suite types offered

Share of the 8 communities that list suite types.

  • One bedroom88%
  • Studio75%
  • Two bedroom50%
  • One bedroom + den25%

Frequently asked questions

How much do retirement homes cost in Oshawa?

Too few retirement homes in Oshawa publish a rate to give a city figure, but across Ontario published starting rates run roughly $2,990 to $7,195 per month, depending on suite size and the level of care needed. Ask each community for an all-in quote.

What is the typical cost of a retirement home in Ontario?

In our directory, Ontario retirement homes start at a median of about $3,999 a month before care, with the middle half between $3,370 and $4,532 (September 2026). Once personal care is added, most families pay about $3,000 to $8,000 a month all in, and full-service or luxury homes in Toronto and Ottawa can run higher.

Does the Ontario government pay for retirement homes?

No. Retirement homes in Ontario are private-pay, and the province does not pay the rent. Ontario funds long-term care homes instead, where residents pay a regulated accommodation fee. Ontario Health atHome may still provide some care services to a retirement home resident, and pensions such as OAS, GIS and CPP, plus the care portion of fees claimed as a medical expense, can help cover the cost.

Are there 55+ apartments in Oshawa?

Yes. Besides retirement homes, Oshawa has independent living communities and 55+ rental apartments for active seniors who don't need daily care. They cost less than a retirement home because care and most meals aren't included. Compare independent living in Oshawa on our directory.

What's the difference between a retirement home and assisted living in Oshawa?

Retirement homes in Ontario are licensed by the RHRA and offer hospitality plus optional care services. Assisted Living typically means a higher, more structured level of daily support. If your parent needs consistent hands-on help, explore Oshawa's Assisted Living options alongside retirement homes before deciding.

How do I arrange a tour or check availability at an Oshawa retirement home?

Contact the home directly using the phone number or inquiry form on its listing page. Ask specifically about current suite availability, waitlist options, and whether they offer in-person or virtual tours. Touring in person is strongly recommended so your parent can get a feel for daily life there.

Do retirement homes in Oshawa have waitlists?

Unlike long-term care, retirement home admissions are not managed through a provincial waitlist system. Each home sets its own availability. Some popular homes do maintain informal waitlists for preferred suite types, so it pays to inquire early, even if a move is still months away.

Sources & further reading

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